No Claims Discount (NCD) Every year you don't claim, Our Insurers give you more NCD:

1. A typical level of No Claims Discount (NCD) accrual is 30% after 1 year, and rises to 65% (70% with some insurers if you’re over 50) after minimum 5 years.
2. After 4 years, you can protect your NCD for an additional premium. You can make 1 claim in any year or 2 claims in any 5 year period, and you won't lose your hard-earned discount, some of our insurers will let you protect it for life, or as long as you continue to be insured with that company.

For more information, download the pdf document below...