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Its so important to protect shop owners against possible financial losses caused by a variety of events.
A shop insurance policy via T&R Direct can provide protection against a range of unexpected incidents, giving shop owners peace of mind about their businesses.
T&R Direct Insurance will search a wide panel of leading UK shop insurers to save you time and money, allowing us to offer you a competitive online retail insurance quote in a matter of minutes.
Designed for single premises shops, our policies are suitable for anything from small local newsagents to hair and beauty salons. Whether you are looking for buildings insurance or contents insurance for your shop, we can offer you a suitable package based on your business needs.
When choosing a shop insurance policy with T&R Direct you will be able to include some or all of the following options:
• Public, product and employers liability insurance (comes as standard in most policies) when you buy our shop insurance policy.
• Some of the panel of providers we work with can even accommodate ATM machines on the premises, (as long as suitable security aspects are satisfied). We will need to understand whether you fill the cash machine yourself or whether it is done by a third party business.
• If your shop sells liquor, or if your primary stock is alcohol, we cannot only provide protection for the stock, but also discuss 'loss of licence' cover to provide suitable protection for your business.
• Staff theft cover can be valuable for many shops; family run businesses, on the other hand, simply do not require it. Therefore, we offer staff theft cover as an optional extra in your shop insurance quote.
• Goods in transit cover can be added as a standard feature of our policy. This feature protects your stock and contents against loss or damage while in transit in a vehicle owned by you or your retail business.
• Shop front cover can be very important if you have expensive glass frontages or shutter systems and many landlords insist on this as part of their cover. We therefore offer this cover as standard with all our shop insurance policies.